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ASKTRUST HUB

Trust Hub Network

North Carolina Trust Hub Research

The Trust Hub Network

One statewide research entry point across contractors, movers, senior care, lending, insurance, and investment-adviser research. AskTrustHub is the discovery and routing layer. Specialist hubs own the North Carolina evidence. No paid placements. No Trust Score. No blanket “verified providers” statement.

Organizations and evidence records stay separate. Missing, restricted, and search-only sources are unknown, not zero. North Carolina research is statewide. Charlotte, Raleigh, Durham, and other local names stay on this statewide entrance; local North Carolina datasets are not started.

North Carolina’s strongest Trust Hub evidence is NCLBGC search-only current contractor licensing plus recent licensed discipline and unlicensed injunctions, an NCUC household-goods C-number/T-number monthly list that is not FMCSA, DHSR facility classes with an official Adult Care Star Rating that is not a TrustHub ranking, NCCOB current mortgage license classes with exact NCCOB↔NMLS source-native pairs plus HMDA 2025 market activity, NCDOI Licensing Actions and exams while company/agency/producer bulk remains search-only, and NC SOS IA/IAR/BD/agent registers plus IAPD state-IA/ERA/notice/principal-office lenses that cannot collapse into one adviser total. Organizations and evidence records stay separate. Missing, restricted, and search-only sources are unknown — not zero.

All six specialist North Carolina research pages are published. Ask /north-carolina is a catalog and research entrance, not a seventh copy of every specialist dataset.

Specialist North Carolina research

  • Contractors

    Is the current NCLBGC statewide roster a bulk census, or search-only?

    • NCLBGC current license search
    • Recent licensed case-summary identities
    • Spring 2026 unlicensed injunctions
    • NC DOA debarred vendors

    Current NCLBGC statewide roster is search-only. Supporting: 49 recent licensed case-summary identities; 43 unlicensed injunctions.

    Search-only is not zero. $40,000 threshold is not every job. Electrical and PHFS boards are not NCLBGC.

    Open Contractors North CarolinaAsk about Contractors in North Carolina

  • Moving

    Are 362 C-number identities currently active movers?

    • NCUC C-number Certificate of Exemption
    • NCUC T-number company/docket identity
    • Maximum Rate Tariff
    • Intrastate vs FMCSA interstate

    362 NCUC C-number identities on the September 8, 2026 carrier-list snapshot. Monthly list ≠ real-time status.

    Do not call 362 currently active movers. Exact NCUC→USDOT and NCUC→MC bridges: 0. Current carrier insurance bulk not acquired.

    Open Moving North CarolinaAsk about Moving in North Carolina

  • Senior care

    Are Adult Care Homes the same as Nursing Homes in North Carolina?

    • Adult Care Home licenses
    • Family Care Home licenses
    • Nursing Home licenses
    • NC DHSR Star Rating

    568 Adult Care Home licenses. Supporting separately: 515 Family Care Home; 423 Nursing Home; 1,057 DHSR Star Rating observations.

    Do not add ACH + FCH + NH + Home Health + Home Care + Hospice + PACE + CCRC. Exact state↔CMS bridges: 0.

    Open Senior care North CarolinaAsk about Senior care in North Carolina

  • Lending

    How many current NCCOB Mortgage Lender licenses are in the Show All company source?

    • NCCOB Mortgage Lender class
    • HMDA 2025 county-market applications
    • CFPB 2025 mortgage complaints
    • NCCOB mortgage enforcement

    484,454 HMDA 2025 North Carolina applications. 640 current NCCOB Mortgage Lender rows is a separate license-class grain.

    Do not answer how-many-lenders with 1,380, 24,612, 1,121 LEIs, 91 FDIC, or 484,454 applications. MLO person ≠ company.

    Open Lending North CarolinaAsk about Lending in North Carolina

  • Insurance

    Are 2,874 Licensing Action rows a count of North Carolina insurance providers?

    • NCDOI Licensing Actions
    • Company market-share lines
    • Market regulation exams
    • Financial exams and receivership

    2,874 NCDOI Licensing Action catalog rows. Mixed license-class catalog — not providers, not complaints, not unique matters.

    SQA-009: homeowners/auto insurance agencies North Carolina must not silently become generic NC agencies. 199 homeowners company market-share rows are not homeowners agency evidence.

    Open Insurance North CarolinaAsk about Insurance in North Carolina

  • Investing

    Do 687 SOS IA firm CRDs equal 701 IAPD APPROVED NC state-IA firms?

    • NC SOS IA firm CRDs
    • IAPD APPROVED state IA
    • ERA and notice filings
    • Administrative vs criminal enforcement

    687 North Carolina SOS IA firm CRDs. Supporting separately: 701 IAPD APPROVED state-IA firms from a newer/different clock.

    Do not add 687 + 701 + 33 ERA + 3,704 notice + 325 principal office + 21,528 IAR people. Principal office ≠ state registration.

    Open Investing North CarolinaAsk about Investing in North Carolina

What makes North Carolina different

  • Contractor: NCLBGC uses a $40,000 project-value threshold plus classification/limitation/qualifier rules, with separate electrical and PHFS boards. Current statewide roster is search-only. Recent licensed discipline and unlicensed injunctions are separate grains.
  • Move: NCUC uses a state-specific C-number household-goods Certificate of Exemption plus a separate T-number company/docket identity and a statewide Maximum Rate Tariff. Intrastate NCUC authority is not FMCSA interstate authority.
  • Senior: NC DHSR publishes distinct ACH/FCH/Nursing/Home Health/Hospice systems plus an official Adult Care Star Rating and penalty evidence. Star Rating is government evidence, not a TrustHub ranking.
  • Lender: NCCOB provides current mortgage licensing with exact NCCOB↔NMLS source-native identity plus substantial mortgage enforcement. Company class, MLO person, HMDA activity, and complaints remain distinct.
  • Insurance: NCDOI exposes Licensing Actions, market examinations, financial examinations, company market-share evidence, and receivership context while company/agency/producer bulk rosters remain search-only. SQA-009 product intent is preserved.
  • Investor: NC SOS publishes separate IA/IAR/BD/agent registers while IAPD adds state IA/ERA/notice/principal-office lenses on different clocks. Do not add those populations.

North Carolina evidence metrics

These figures are specialist-owned and not comparable. They are not a ranking, a Trust Score, or one North Carolina-provider denominator. Do not add the cards.

  • Current NCLBGC statewide roster is search-only

    Do not headline 38,523 mixed records as active contractors. Supporting: 49 recent licensed case-summary license identities; 43 Spring 2026 unlicensed injunction cases; 236 NC DOA debarred-vendor rows. $40,000 project-value threshold is not every construction job.

  • 362 NCUC C-number identities on the September 8, 2026 carrier-list snapshot

    MONTHLY_LIST_SNAPSHOT, not real-time authority. Supporting: 357 T-numbers; 357 exact C↔T bridges; 5 rows missing T; 5 temporarily suspended observations still listed. Source-announced 361 and parsed 362 must both be preserved. C ≠ T ≠ USDOT ≠ MC.

  • 568 Adult Care Home licenses

    ACH ≠ FCH ≠ Nursing Home. Supporting separately: 515 Family Care Home licenses; 423 Nursing Home licenses; 1,057 NC DHSR Star Rating observations. Star Rating is government evidence, not a TrustHub ranking or AggregateRating.

  • 484,454 HMDA 2025 North Carolina applications

    Canonical county-market grain: 279,735 originations / 86,923 denial observations / 100 counties. Not lenders. 640 NCCOB Mortgage Lender rows is a license-class grain. 1,380 mixed current licensed entities is not a lender count.

  • 2,874 NCDOI Licensing Action catalog rows

    Mixed license-class catalog — not providers, not complaints, not unique regulatory matters. Supporting: 1,717 Insurance Producer rows; 255 Business Entity rows; 404 distinct docket numbers. Company/agency/producer bulk remain OPEN_SEARCH_ONLY. SQA-009: homeowners/auto agency queries must not become generic NC agencies.

  • 687 North Carolina SOS IA firm CRDs

    SOS register clock 2026-06-30. Supporting separately: 701 IAPD APPROVED NC state-IA firms from a different clock; 33 ERA; 3,704 notice filings. Do not force 687 and 701 to match. Principal office is not registration.

Research by exact identifier

  • Contractor: NCLBGC license, NCBEEC license, PHFS license — keep boards distinct.
  • Move: NCUC C-number, NCUC T-number, USDOT, MC — do not translate C/T into USDOT/MC.
  • Senior: DHSR state license, DHSR FID, CMS CCN — do not translate state license into CCN without an exact bridge.
  • Lender: NCCOB license number, NMLS Unique ID, LEI. NCCOB ID is not NMLS.
  • Insurance: NAIC company code, NPN, NC license number where distinct. NAIC is not NPN.
  • Investor: firm CRD, person CRD where appropriate, SEC/IARD identifiers. Firm CRD is not person CRD.

North Carolina research starter questions

Source coverage and gaps

  • Current NCLBGC statewide roster is search-only, not zero. Do not headline 38,523 mixed records as active contractors.
  • 362 NCUC C-number identities are a monthly list snapshot, not currently active movers and not FMCSA authority.
  • Adult Care Homes, Family Care Homes, Nursing Homes, Home Health, Hospice, PACE, and CCRC are not one senior-care total. DHSR Star Rating is not a TrustHub ranking.
  • 484,454 HMDA 2025 applications are not lenders. 640 NCCOB Mortgage Lender rows is a class grain. 1,380 mixed entities is not a lender count.
  • 2,874 Licensing Action rows are not providers. Homeowners/auto are consumer products, not agency LOA cohorts.
  • 687 SOS IA firm CRDs are not 701 IAPD APPROVED firms, 33 ERA, or 3,704 notice filings. Do not add these populations.

The six specialist hubs contain incompatible grains and overlapping identities. Ask does not publish North Carolina providers, businesses, licensed professionals, or records as an aggregated numerical total. New public research surfaces: 7 (Six specialist /north-carolina pages plus Ask /north-carolina. Page/surface count only — not a business, record, provider, or license count. 7 surfaces ≠ 7 providers.)

Network principles

  • No Trust Score. No paid ranking. No best, safest, or vetted conclusions.
  • Unknown and search-only evidence is not zero.
  • Ask does not create claimable profiles from this aggregation.
  • North Carolina is statewide. Charlotte and Raleigh Ask routes are not published.